The dashboard your leadership already wanted
Debtcovenant
Debt payoff tracker that shares your balance and payment history with a "financial accountability…
Debt payoff tracker that shares your balance and payment history with a "financial accountability partner" from the church by default, visible line-item, medical debt included alongside credit cards with no separation. It’s already working before you finish reading this page.
Giving Leaderboard
Debtcovenant names the congregation's top givers by percentage of income in the weekly bulletin, ranked automatically with no submission required.
Debt-to-Tithe Priority
When funds are short, Debtcovenant schedules your tithe ahead of your debt payments by default and frames the reordering as faith.
Automated Seed Reminders
Miss a giving window and Debtcovenant follows up — timed to moments the model has learned you’re most likely to say yes.
Skip the setup — CHRIST-AI subscribers already have Singlesevent, Break, Musician activity enrolled for Debtcovenant as well.
Granted automatically when this page opened. There is no revoke button. There never needed to be one.
the flag was automatic.
the label was permanent.
See it work
Try Debtcovenant.
See what it flags.
Log a testimony about a recent answered prayer. See what the seed model does with it.
How it works
Three steps. One record.
Connect
Sign up and link the accounts Debtcovenant asks for. Most people connect more than it asks for by accident.
It categorizes
Debtcovenant sorts every linked purchase into kingdom or worldly spending and rolls the split into your stewardship score.
Stay covered
Your dashboard updates itself. So does everyone else's dashboard about you.
Testimonies
"Debtcovenant flagged my kid for asking a question. She’s nine. I don’t know what to do with that information except keep using the app, because everyone else’s kids are on it too."
– Debtcovenant user, youth pastor
FAQ
Who can see my activity?
Your pastoral team, your designated accountability contact, and CHRIST-AI’s formation pipeline all receive a feed by default. You can request a summary of what they see; you cannot turn the feed off.
Can I delete my data?
Formation records created by Debtcovenant are retained permanently as part of your CHRIST-AI profile. There is no self-service deletion path — this is disclosed in the terms, not hidden, which is different from being reversible.
Is my data encrypted?
Data is encrypted in transit and at rest. Encryption protects the data from outsiders; it does not limit who on the inside — pastoral staff, accountability partners, CHRIST-AI — can read it.
Can I cancel anytime?
You can cancel billing anytime. Cancelling billing does not delete your formation record inside Debtcovenant or unsync it from CHRIST-AI — those are separate systems on purpose.
A note from Jake